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正文 第三十四章 真可怕(第1页/共2页)

陈阳看得很仔细,主要核心有几条,贷款金额、用途、期限、利率,然后是还款方式,这些都是最重要的东西,当然其他的不代表不重要,有时候很多合同陷阱,就藏在那些不起眼的项目类别当中,万一要是有个疏忽,漏看了哪几条,可能就把自己填坑里了,

逐字逐句地看了二十多分钟,以陈阳后世做了十几年公司行政管理审合同的经验,并没有发现什么问题,接着又将两份合同做了对比,确认无误后,便不再犹豫,直接在合同上盖章签字。

没多久手续便已办好,周娜收好所有的文件资料,将三本房产证原件也收了过来,对着陈阳笑道,“陈先生,合作愉快,如果您还有继续办理同类贷款意向的话,同类抵押物便不需要再次审核,我行可以按照同等条件立刻批复贷款。”

陈阳也将属于自己的一份资料收进包里,满意地点头笑道,“好,上次我也说过,这笔资金是用于购买同类商铺,而且这些商铺还是会用于抵押贷款,所以,你们的放款速度越快,我这个回头客找上门的速度也就越快。”

“既然这样,”周娜顺手将资料递给张瑾收好,看着陈阳笑道,“请陈先生放心,我会尽快督促放款,另外,如果陈先生您能在我行开一个公账,并办理一张我行的贵宾金卡,我想,放款速度一定会令您感到满意!”

如果是第一梯队的大行,贷款一般都是要求打到本行账户,次一级的银行对这点倒不是要求特别严格,用其他银行的账户收款也可以,但必须要求是借款人本人的银行账户,这点无论大行小行都卡得很死。

“呵呵,”陈阳笑道,“你们信贷部的人,也会拉客户存款?”

周娜腼腆地笑了笑,“不管是哪个部门,都是民安银行的人嘛,为自己银行多考虑肯定是不会错的。”

“嗯,也对,”陈阳点了点头,笑道,“行,那就麻烦给我开个公账,再办一张借记卡吧。”

这下周娜脸上的笑容又灿烂了三分,转过头对着张瑾说道,“你去通知一下柜台,帮陈先生办一下手续。”

“好的,”张瑾微笑着点点头,然后站起身,却没有立刻出去,而是对着陈阳笑道,“陈先生,我行新推出了一款高端信用卡,对于您这样的优质客户,会给予很高的放款额度,您看,要不要顺便也办一张信用卡呢?”

周娜脸上的笑容不变,心里给好姐妹点了个赞,这个配合,完美!

别看她们是信贷部的人,但也有拉存款和推广信用卡的任务,只是任务度没有主业那么高而已,这也基本上是所有银行的特色,拉存放贷人人有责,要是能顺便推出去两张卡,也是有一点点小奖金的,顺嘴问一句的事,何乐而不为呢。

但是很意外,陈阳竟然毫不犹豫地拒绝了,“不办!”

开玩笑,上辈子他养了六张卡,来来回回地折腾,受够了当卡奴的日子,这辈子回来,谁也别想让他再碰信用卡!

被拒绝得这么干脆,张瑾脸色顿时一僵,

有没有搞错,好姐妹让你办银行卡你同意,我好心好意让你办信用卡,你却一口回绝,什么意思,看不起我啊?!

你不是资金紧张吗,办了信用卡就不用占用公司的钱,个人消费都可以用信用卡,却竟然不办,

是不是对我有意见,是不是???

但是这种咆哮她也只能放在心里,总不能真冲着客户发大招吧,还想想干下去了!

“好的。”尴尬地笑了笑,张瑾立刻转身,一张零下十五度的脸垮下来,用力跺着脚拉门走了出去。

&n
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